Loan Rates Fee Schedule

Loan Rates

Effective as of: January 2015

NEW VEHICLE
Rates as low as 2.99% APR*
ONE YEAR OLD MODEL, NEVER TITLED, WITH MANUFACTURERS WARRANTY MAY BE CONSIDERED AS NEW
 
USED VEHICLE
Rates as low as 6.5% APR*
(Minimum auto loan amount is $2000)
ALL VEHICLES MUST CARRY A 'LOSS PAYABLE' INSURANCE ENDORSEMENT
* New and Used Motorcycle Rates Are The Same As New or Used Vehicles
 
SECURED LINES OF CREDIT
**LOC rates are variable and the APR will vary according to the Prime Rate as stated in the Wall Street Journal on the 15th day before the quarter ends
Minimum payments: 3% of the balance
 
LINE OF CREDIT
**LOC rates are variable and the APR will vary according to the Prime Rate as stated in the Wall Street Journal on the 15th day before the quarter ends
Minimum payments: 3% of the balance
 
OVERDRAFT PROTECTION
(payment calc.credit limit times 2.50%)
15.50%-24.50%
 
RE-ESTABLISH CREDIT LOAN
28%
 
MORTGAGE LOANS
1st MortgageMarket Rate180 MOS
HELOC (Home Equity LOC)** Prime/% ONLY PAYMENTS10 YR DRAW
 
VISA CLASSIC CREDIT CARD
7.99 APR*
*Your Annual Percentage Rate (APR) may vary according to your credit qualifications. Please ask a Loan Officer for details.