Loan RatesEffective as of: September 2011 | ||
| NEW VEHICLE | ||
| Meet or Beat offered on rate and terms | ||
| 5.50%-21% APR* | 36 MOS | |
| 5.75%-21% APR* | 48 MOS | |
| 6.00%-21% APR* | 60 MOS | |
| 6.25%-21% APR* | 66 MOS | |
| 6.50%-21% APR* | $15,001 | 72 MOS |
| ONE YEAR OLD MODEL, NEVER TITLED, WITH MANUFACTURERS WARRANTY MAY BE CONSIDERED AS NEW. | ||
| USED VEHICLE | ||
| Meet or Beat offered on rate and terms | ||
| 7.00%-21% APR* | $8,000-$11,999 | 48 MOS |
| 7.25%-21% APR* | $12,000-$15,000 | 60 MOS |
| 7.50%-21% APR* | 66 MOS | |
| 7.75%-21% APR* | $15,001 | 72 MOS |
| 7.99%-21% APR* | $27,000 | 84 MOS |
| (Minimum auto loan amount is $2000) | ||
| ALL VEHICLES MUST CARRY A "LOSS PAYABLE" INSURANCE ENDORSEMENT. | ||
| * New and Used Motorcycle Rates Are The Same As New | ||
| SECURED LINES OF CREDIT | ||
| **According to the Wall Street Journal on the 15th day before the quarter ends | ||
| **Prime 0% | ||
| Interest Only Payments Required | ||
| LINE OF CREDIT | ||
| **According to the Wall Street Journal on the 15th day before the quarter ends | ||
| Prime @8.25% | ||
| OVERDRAFT PROTECTION | ||
| (payment calc.credit limit times 2.50%) | ||
| 15.50%-24.50% | ||
| RE-ESTABLISH CREDIT LOAN | ||
| 28% | ||
| MORTGAGE LOANS | ||
| 1st Mortgage | Market Rate | 180 MOS |
| HELOC (Home Equity LOC) | ** Prime/% ONLY PAYMENTS | 10 YR DRAW |
| VISA CLASSIC CREDIT CARD | ||
| 9.99 APR* | ||
| Oct. 1-Feb 28 | ||
| *Your Annual Percentage Rate (APR) may vary according to your credit qualifications. Please ask a Loan Officer for details. | ||
