Loan Rates Fee Schedule

Loan Rates

Effective as of: September 2011

NEW VEHICLE
Meet or Beat offered on rate and terms
5.50%-21% APR*36 MOS
5.75%-21% APR*48 MOS
6.00%-21% APR*60 MOS
6.25%-21% APR*66 MOS
6.50%-21% APR*$15,001 72 MOS
ONE YEAR OLD MODEL, NEVER TITLED, WITH MANUFACTURERS WARRANTY MAY BE CONSIDERED AS NEW.
 
USED VEHICLE
Meet or Beat offered on rate and terms
7.00%-21% APR*$8,000-$11,99948 MOS
7.25%-21% APR*$12,000-$15,00060 MOS
7.50%-21% APR*66 MOS
7.75%-21% APR*$15,001 72 MOS
7.99%-21% APR*$27,000 84 MOS
(Minimum auto loan amount is $2000)
ALL VEHICLES MUST CARRY A "LOSS PAYABLE" INSURANCE ENDORSEMENT.
* New and Used Motorcycle Rates Are The Same As New
 
SECURED LINES OF CREDIT
**According to the Wall Street Journal on the 15th day before the quarter ends
**Prime 0%
Interest Only Payments Required
 
LINE OF CREDIT
**According to the Wall Street Journal on the 15th day before the quarter ends
Prime @8.25%
 
OVERDRAFT PROTECTION
(payment calc.credit limit times 2.50%)
15.50%-24.50%
 
RE-ESTABLISH CREDIT LOAN
28%
 
MORTGAGE LOANS
1st MortgageMarket Rate180 MOS
HELOC (Home Equity LOC)** Prime/% ONLY PAYMENTS10 YR DRAW
 
VISA CLASSIC CREDIT CARD
9.99 APR*
Oct. 1-Feb 28
*Your Annual Percentage Rate (APR) may vary according to your credit qualifications. Please ask a Loan Officer for details.