Loan Rates Fee Schedule

Fee Schedule

Effective as of: September 2011

SHARE DRAFT ACCOUNT FEES
Overdraft fee, NSF and POS NSF fee$38
Overdrawn balance fee$15 per day
Closure of account by NVPCU$25 each
VISA Debit card replacement fee$10 increments per card request
VISA PIN reorder fee$10 each
Stop payment request fee$38 per item
Copy of draft fee$5 per item
Share Draft printing feeprice varies based on style
Copy of Deposited item$5
Account reconcilement fee$25/HOUR mimimum one hour
 
OTHER FEES
Return check fee$38
Account closure fee$25
Rejoining fee (within 6 months)$25
Account verifications$10
Wire transfer fee$25
International wire transfer fee$40
Interim account printout fee$10
Christmas Club Early Withdrawal$30 each
3rd party check, cashier $5 per check
Copy of statement fee$10 each
Skip a payment fee$30/loan
Collection fees, legal fees33%
Garnishment processing$100
VISA card replacement$15 single, $25 joint
VISA over credit limit fee$30
VISA late payment$30
Loan Late Payment Fee$30/loan
Late payments apply after 7 day grace period
Loan extension$100/loan
Loan restructure$225
Lien release letter$15/ title
IRA rollover or trans before 59 1/2$25
IRA full or partial withdrawal before 59 1/2$10
Debit Overdraft Research$25
Inactive Accounts$15 per month after 90 days
Return mail$10 per item
Below Minimum Balance fee$5 per month
Below Minimum Balance fee$5 per month
Merchants Reissue Check Fee$50
Locator Fee$5
VISA Gift Card$3.50 each
VISA Gift Card replacement$15 each
Notary Public ServicesFree for members
ACH Transfer$10
ACH Fee after member initially contacted$38
ATM transactions fee$2 (effective May 1)
MINIMUM SHARES TO RECEIVE DIVDENDS: $250 (effective May 1)